How to Calculate Cost of Equity, CAPM, and Unlevered Beta

Cost of equity is the return shareholders require for investing in a company. It is a key input in the weighted average cost of capital, or WACC, used to discount unlevered free cash flow in a DCF. This guide explains CAPM, unlevered beta, and the comparable-company process bankers use to estimate a defensible cost of equity.

Author: Michael Harris Updated 4 min read

Calculate cost of equity with CAPM

The Capital Asset Pricing Model, or CAPM, estimates cost of equity based on the risk of the broader market and the company’s sensitivity to that market. The standard formula is: Cost of Equity = Risk-Free Rate + Levered Beta × Equity Risk Premium.

The risk-free rate represents the expected return on an investment with minimal default risk. In practice, analysts generally use the yield on a long-term government bond whose currency matches the company’s projected cash flows.

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